Business Cash Advances
for Small Businesses

Fast & Easy Merchant Cash Advance Options

And Small Business Loan Alternatives

  • Rates from 14.99%
  • Funding from $5,000 - $500,000
  • Approval in 24-Hours – Funding 48
  • Direct Deposit into Your Bank Account
  • New Businesses – OK
  • Moderate Credit – OK
  • Flexible Payback – OK
  • Tax Liens – OK
  • No Credit Cards – OK
  • 98% Approval Rate

Call Today: 888-809-9243


Request a Quick Loan in only 15 minutes!

How much does your business need?
Up to $500000
For how long?
Up to 24 Months
Learn More »


We have a loan for your type of small business...

Retail Stores

Retail Stores

Clothing Shops, Liquor Stores, Florists, Spas, Wineries, Dry Cleaners, Pharmacies, Beauty Salons, and more...

Retail Stores

Grocery & Market

Grocery Stores, Convenient Stores, Fresh Food Markets, Mom and Pop Shops, Health Food Stores, and more...

Trade and Repair Shops

Trade & Repair Shops

Auto Mechanics, Bike Shops, Tire Stores, Salvage Yards, Car Dealers, Limousine Services, Pest Control Services, and more...

Restaurants & Bars

Restaurants & Bars

Restaurants, Fast Food Franchises, Personal and Corporate Caterers, Fine Dining, Food Trucks, Bakeries, Buffets, Pubs, and more...

Physicians & Dentists

Physicians & Dentists

Optometrists, Chiropractors, Physical Therapists, Home Health Care Professionals, Dermatologists, Podiatrists, and more...


And Many More…

Still wondering if there is a small business loan or cash advance out there that can help with your own business cash flow needs? Call us today and see how we can help!

Business Qualification Process

Quick Business Cash Advance Pre-Approval Process

Business Qualifications:

  • Established Business - Open at least 90 days
  • At least $5,000 in credit card processing per-month
  • Batch 12 days per month ( ?? )
  • --
  • --

$100,000 to $3 Million?

Need More Working Capital?

  • Profit and Loss Statement
  • Tax Returns, last two years
  • Balance Sheet and Income Statement
  • Include Signed Application and Bank Statements

How to Apply: Fast Funding Approval

  • Sign and ​Submit Application
  • 3 months of merchant statements.
  • 3 months of business bank statements
  • Email To: loandocs @ businesscashadvanceguru . com
  • Fax statements to 813-322-0781

FAQ: ( Frequently Asked Questions)

Things to think about before applying
Most merchants are surprised by how much they are able to qualify for with our superior lending options and out ability to work with our underwriters to structure lower rates, higher funding amounts and longer payback periods. Really! We guarantee to beat any competitors rate, funding amount and most often we beat both.

The typical funding amount is 100% to 150% of the monthly average deposits going into the business checking account. The funding amount can be anywhere from $5,000 to $500,000 in as little as a few days.
How Do I Qualify for a Fast Funding Option?
Qualifying your business is easy for any business owner who meets our basic underwriting criteria.

Existing business for 90 day.
Process $5,000 in credit card processing.
Batch 12 days per month.
No open bankruptcies or judgments.

Low credit scores (400-500) and moderate credit scores(500+) are OK. Complete merchant statements and bank statements. All original pages, include blank pages of the statement, and canceled check pages.

Your Business Type Doesn't Accept Card Cards?
No Problem -- You Still Qualify!

Your Business Has...
8 minimum deposits per calendar month
Have positive beginning, ending and average daily balances
Faster Approvals Complete Paperwork and Signed Application.
$10,000 minimum monthly deposits into your business checking account
What Are Merchant Advance Rates and Terms?
Merchant cash advance vary depending on many factors. Rates are calculated by a one-time transaction for your future card card processing deposits or total deposits into the checking account.

Merchant cash advance factor rates are as low as 1.14% factor rates and our business loan product is as low as 14.99% interest rate for qualified businesses.

Repayment terms range from 4 months to 24 months depending on the overall strength of your business. The average term is about 6 to 9 months.
Can I Qualify if I Have an Existing Mercadvance?
Yes. Having a existing merchant cash advance sometimes, makes it easier to be approved and often faster funding.

The only requirement is, your current payoff balance must be at least 40% paid down and then we can offer you additional funds along with your existing merchant cash advance at more competitive rates.
Do I have to Change My Credit Card Processor?
Not usually. We work with most all merchant processing companies. If you are not currently with our approved processors, we highly recommend that you compare our Guaranteed Lowest Rate Credit Card Processing.

Contact Us Today!

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Postal Address

4532 W. Kennedy Blvd.,
Suite 182
Tampa, FL 33609

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